Stability of My Bank

RBC Bank Stability



GREENVILLE, NC - When considering who you want to handle your mortgage financing, please consider the following information!!



Why RBC, Why Now?

RBC is consistently named one of the safest banks in North America.

RBC is currently the 5th largest financial institution in North America.

RBC has been named one of the Global 100 Most Sustainable Corporations for the past 4 years.

RBC has over 70,000 employees serving more than 16 million clients in 47 countries.

RBC Financial Group has generated $3.4 billion in earnings this year.

As a whole, RBC Financial Group is less exposed to the U.S. housing crisis than large U.S. and European banks.

RBC Bank and its parent corporation have among the highest debt ratings in the industry according to ratings agencies Moody’s and S&P.

* Moody’s Investors Service credit rating on RBC’s senior long-term debt.

Choosing a Bank

Sometimes you think you’re ready for a change. Who knows? Maybe you’ll get better interest rates on CDs or home equity lines of credit. Maybe you’ll qualify for the platinum credit card. Maybe you’ll get better service or a friendlier banker than you have today. The key word is “Maybe”.

Lots of banks promise to give you the best service, better rates on both loans and deposits, and a great overall banking experience. But before you decide to leave your bank because the ‘grass is greener’ somewhere else, be sure to consider the following questions:

• Does the bank have a strong and stable financial history?


• Is it consistently profitable?


• Is the bank’s stock price stable or volatile?


• How do impartial rating firms like Standard & Poor's or Moody’s view the bank?


• When you apply for a loan, how quickly does the bank get you an answer?


• Does the bank offer a personal relationship? – Is there someone you can call or visit whenever you need?

RBC Bank offers a full suite of banking solutions designed to help you achieve whatever is giant in your life or business. And because we’re part of RBC – consistently recognized as one of North America’s largest, safest, and most respected financial institutions – we deliver a broad array of services and the peace of mind that comes with knowing your bank is financially sound. And the best part? We do all this with the personal service, local decision making, and practical advice of your hometown bank.

(Clay Brown is a Mortgage Loan Officer in Greenville, NC)