Most 30yr fixed mortgage rates are under 4%! Contact me to run your refinance or purchase scenario for you!!

Crazy! Rates are in the mid-2's to low 3's on Conventional 5yr ARM. Any takers??

Mortgage Rates in Upper 3's to low 4's on 30yr Fixed & low to mid-3's on 15yr fixed. Contact me with questions about buying or refinancing!

People with FHA & VA Loans! Did you know you can refinance without having to get an appraisal? Rates in low 4's! Message me for details

The base payment on a $150k mortgage for 15yrs at 3.25% is only $1054/month!! Message/Email me to find out what yours would be!

Just closed a USDA loan at 3.875%. The borrower had to bring 17 CENTS to closing!!! Now's the time to buy!

NC Housing has 3.25% fixed rates for 30yrs for first time buyers. Truly unbelievable! Let me know if you'd like to find out if you qualify!

Want to be the first to know when the rate is right for you to refinance? Contact me to sign up for my Rate Trigger Program.

Crazy times! 30yr fixed rates in the upper 3's today! You can get FHA or USDA financing in upper 3's with No Origination fee!

Today's Mortgage Rates unaffected by S&P's downgrade of US Credit Rating. 30yr rates still in low to mid 4's!15yr rates in mid to upper 3's!

Problems making your mortgage payment? Go to www.ncforeclosureprevention.gov for help!

30yr Rates are in the low 4's!! Now's the time to get a mortgage!! (15yr in the mid-3's) Contact me run the calculations for you.

Think you have to put money down to buy a house? RBC has several NO MONEY DOWN options. Contact me to run payment calculations for you!

FHA Loan with rates in low 3's!! Fixed for 5yrs, only 3.5% down, 640 minimum credit score! GREAT time to Buy a Home! Contact me for details

I'd really like to lock someone in with a rate in the upper 2's on a 5yr ARM. Call if you'd like to be the lucky one! (5% max rate change)

Rates in the upper 2's on 5yr ARM!! This market is crazy. Keep me in mind for purchase or refinance mortgages!!

Analysts say FHA shutdown possible without budget consensus http://ping.fm/IjjXY

I'm glad to be back at RBC doing Mortgage Loans!! Looking to buy or refi, we've got a 5yr ARM with rates in the mid-3's!

Final Days of Tax Credit

Mortgages in Greenville, NC - If you are interested in the $8000 tax credit for first time home buyers, time is almost up. To date, there have been no definitive answers as to whether the housing stimulus will continue or not.

Borrower's who are not under contract and haven't submitted their mortgage application by October 30th may miss out on the stimulus. I generally takes about 30 days to process an application and close. The home purchase must be finalized ("CLOSED") by November 30th in order to qualify for the 2009 First Time Home Buyer Stimulus.

100% Financing - NO PMI

Mortgages in Greenville, NC - I currently have a mortgage program that offers 100% financing with no PMI (Private Mortgage Insurance). PMI is an insurance policy that the borrower must pay in order to protect the lender in case the loan were to go into foreclosure, and it can be expensive. In today's market, it's rare to find a program like this. You do have to stay below certain income limits, but for the right person, it's a heck of a deal!! The rates are currently in the high 4's to low 5's.

I also have rate incentives currently on USDA, FHA, VA and Conventional loans for borrower that are below income limits for the county.

For more details, please contact me. (252-551-7828 or clay.brown@rbc.com)